Is Your Basement actually Covered?
What to Know/ When to act
- Most homeowners’ policies do not automatically cover groundwater
- Sump pump failure during a storm can mean major basement flooding
- Power outages often happen at the worst time
- If your pump has not been tested in the last 6 months, test it
- If water keeps returning after heavy rain, something is wrong
The Insurance Gap
- Many homeowners assume basement flooding is covered by their policy — but groundwater usually is not.
- Most policies exclude water entering from the ground, drains, or sump
- Pump failure unless you have additional coverage.
- To be protected, homeowners often need a Sump Pump Rider.
Why it matters
- Prevents structural damage
- Reduces mold risk
- Protects finished basements
- Avoids thousands in uninsured loss
If you are not sure your system is working, we recommend you test it before the next storm.
Questions about basement flooding or sump pump failures?
Craftech Restoration specializes in water damage, fire damage, and mold cleanup www.craftechrestoration.com 508-529-4505
Contact@craftechrestoration.com
